Gururaj
- Guru has an extensive experience of over 19 years in Banking industry including his work in banks like Standard Chartered Bank, HSBC, Capital First Ltd, IDFC First Bank.
- His professional experience in Credit, operations in secured and unsecured loans in various banks helped to gain in-depth knowledge on quality analysis, cashflow assessment, loan structuring, identifying and mitigating the risks.
- He is experienced credit professional with a strong background in leading regional credit teams across multiple branches in South location within the banking sector. Adept at evaluating and approving high-value credit proposals while ensuring adherence to internal credit policies and regulatory guidelines. Proven expertise in risk assessment, portfolio quality monitoring, and implementing credit strategies aligned with zonal business goals. Demonstrated leadership in mentoring credit managers, streamlining approval processes, and enhancing turnaround times without compromising risk standards.
- He was involved in testing applications designed for loan process in various stages in the banking industry and has insightful knowledge on the process flow of mortgage and home loan applications